Case study : First Time Buyers

Self Certification - with bad credit

Mr & Mrs Jones

Mr and Mrs Jones had been running their own business for 2 years and had yet to get their accounts finalised when they saw a property up for sale for £200,000 which they thought would be ideal for there family and cheaper than their existing rental costs. They had £20,000 deposit to put down on the property. However, none of the lenders they approached were willing to advance them the advance they needed to secure the property, as they had no finalised accounts and Mr Jones had a CCJ outstanding for £1669.

However, they were referred to Mortgage Sense by one of their friends, and within forty minutes of phoning us we had secured them a mortgage of £180,000 at a rate of 5.79% fixed for 3 years with one of our in house lenders.

At Mortgage Sense we will talk and guide you though all the processes of buying your first house.

If you wish to know more or have an enquiry please contact one of our fully qualified friendly advisors today.

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