Our range of Mortgages

Fixed Rate Mortgage

With a fixed rate mortgage:

Your interest rate is fixed for set a period of time, and at the end of the fixed rate period your interest rate will move to the lenders variable rate, as stated on your Key Facts Illustration.

Fixed rates are available over a range of periods (e.g. 2 to 10 year periods), and it is recommended that you have no extended tie-in after the fixed rate period.

If the Lender's Tracker (variable) rate rises or falls during the fixed rate period your mortgage payments will stay the same. This can be of benefit if you expect interest rates to rise, but is a disadvantage if you expect interest rates to fall.

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Overall cost for comparison 7.6% APR. The actual rate available will depend upon your circumstances. Please ask for a personalised illustration. A fee may be charged on completion typically 1.25%. Paying off short term loans and credit cards with a mortgage could cost you more over the long term. Early repayment charges may apply.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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